BanRisk is an accelerated educational program in banking that combines extensive courseware with the SBG software. It is designed to provide participants with a practical way of learning about banking through computer simulated experience, where mistakes don't cost real dollars or customers. It succeeds by using an innovative and balanced mix of team activities, comprehensive educational support materials, and the most recent version of SBG.

Computer simulations provide more excitement than any classroom instruction can offer. This, combined with the unique design of BanRisk, enhances both the quality and the depth of the educational experience.  BanRisk is available under a usage licensing agreement or for larger groups directly from HRW in seminar or distant learning formats. 

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	HOW THE BANRISK COURSE WORKS
	AN OVERVIEW OF THE EDUCATIONAL MATERIALS
	AN ANNOTATED REVIEW OF THE EDUCATIONAL MATERIALS - US EDITION
	AN ANNOTATED REVIEW OF THE EDUCATIONAL MATERIALS - INTERNATIONAL
	BANRISK IS FLEXIBLE AND EASY TO USE
	BENEFITS, COST & SUPPORT SERVICES
	THE E-MAIL DISTANT LEARNING VERSION OF BANRISK
	A TYPICAL COMMERCIAL LICENSE

HOW BANRISK WORKS

BanRisk participants work together in management teams of five or six members. Each team is responsible for the operation of a four billion dollar bank.

Supplied with comprehensive educational materials and analytical tools, the participants argue and debate issues, search out and analyze information, delegate tasks, and decide upon goals and strategies - as they would in managing a real bank.

Throughout the program, team decisions are evaluated by the computer model in the context of real world conditions. These evaluations come back to the teams in the form of detailed financial statements of their banks. The participants analyze their results in conjunction with economic, competitive and regulatory data by using specialized case studies provided in the BanRisk package.

By actually managing a realistic bank, participants learn the complex interactions of the bank's major components. They gain a better understanding of the information needed by senior management and return to their jobs knowing how their day-to-day activities contribute to the goals and profitability of the bank. Their performance improves and their learning accelerates because they have a better understanding of the entire bank and its policies, and they know how issues and events affect different sectors of the bank.

BANRISK IS UNIQUE FOR ITS COMPREHENSIVE EDUCATIONAL MATERIALS

The theories are clearly explained. The BanRisk educational and analytical materials provide participants with a firm foundation in all of the many business and banking concepts they need to learn and apply during the simulation including economic value planning and management. However, the materials are written and sequenced so that officers from non-financial areas of the bank, such as systems, marketing, or personnel, can understand the content and successfully complete the program.

The educational value of the computer model is maximized. The computer model's quarterly financial reports of the simulated banks' performance consist of large quantities of hard financial data. With BanRisk's extensive case studies, participants have the tools to isolate and assess accurately the critical information. Detailed analysis of results is essential if the benefits of using a complex simulation are to be realized. Click here for a more in-depth discussion of learning with SBG and the BanRisk courseware.

BANRISK IS COST EFFECTIVE AND FLEXIBLE

The BanRisk educational package guarantees that participants realize the full educational benefits of the computer simulation experience. BanRisk is designed to be used with or without on-site instructors and in-house training departments can easily use the course with a high level of success.

Management decisions made by BanRisk teams can be scheduled over any reasonable time period. A variety of presentational formats can be used to fit the needs and time constraints of personnel. When used in a one-week seminar format, the work is compressed and participants usually make two decisions each day. With an evening decision, the program can be shortened even more.
But BanRisk is unique because it is also one of the few programs that can be delivered successfully over an extended period of time in distant learning formats without taking personnel away from their normal duties. Groups compete in the simulation so most teams work harder toward the end of the course than they do at the beginning.

To start a BanRisk program all the participants need are the course materials and a few administrative details. Participants do not use the software, they complete a form and submit it to a central source for processing.    Clerical staff can run the software and generate the reports for the teams in less than one hour.


BENEFITS AND COST

By learning how a bank is managed financially, BanRisk participants learn how their work affects other areas of the bank and how to apply a wide range of business skills and financial concepts to their day-to-day job activities. While managing a computer simulated bank, participants see how information and management decisions must be carefully integrated with other operating areas of the bank in order to maximize profitability. Participants use what they learn in different ways. Benefits differ for specialty areas of the bank such as Treasury, Finance, Systems, Marketing, Administration, Product Development, and so on.

BANRISK PRICE SCHEDULE

There is a one time licensing fee of $1000.00 US for any organization that needs the software for the Stanford Bank Game.  A web version of SBG will be available in September 05 and a license is not required if the web version of the game is used.

Participant fee.  There is a commercial per person fee of $250 for use of the software that includes copy releases of student materials.  Discounts may be available to some non-profit organizations.

If you are interested in turn key programs or need assistance with finding instructors please contact HRW.